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Will Your Insurance Company Cover Your Substation Transformer Fire?

The choice of an insurance provider and the purchase of coverage are the two most important decisions a business owner will ever have to make. Depending on the provider, fire insurance can be categorized as a standard product or service. It is essential to take the necessary steps to ensure that your business is adequately protected, especially regarding specific perils such as a substation fire.

Unlike other types of fires, incidents involving transformers can get extremely dangerous. Accidents and even deaths are likely to occur outside and inside the plant. In addition, there is a high probability of property damage. Even tiny fires on rail yards pose a significant risk to the surrounding area. Therefore, it is unsurprising that adequate insurance cover and the necessary precautions from a fire door services expert against fires are paramount.

The Firewall Protection

Protecting the substation from fires requires the installation of a suitable transformer firewall. Having the right wall, at the right location, and of the appropriate material drastically reduces the likelihood of damage to nearby personnel, tools, or equipment. It’s crucial to engage service providers who offer a variety of solutions. When they install firewalls at your site, it will give you peace of mind knowing that your ideal transformer firewall stays in place.

The Different Barrier Assemblies

Also, it would help if you inquired about barrier assemblies. Remember that some barrier assemblies in today’s architecture can only provide passive fire protection. These barrier assemblies, usually tailored to transformer fires, can provide up to six hours of protection from fire. In cases where this is required, you can opt for barriers that provide both continuous fire barriers and fire-rated doorways to ensure the highest level of safety.

The chances are good that your insurer will cover a substation fire, but only on the condition that you took certain precautions beforehand. It should come as no surprise that insurance companies also need safety. That’s why they ensure that all building codes are followed and that a suitable firewall is installed wherever necessary. However, it is crucial that you first check with your insurer to see if there are any additional criteria beyond the standards outlined in your regional building code.

DuraBarrier USA is always happy to assist you in selecting the appropriate fire protection measures for substations to obtain the necessary insurance coverage. In the field of preventive fire protection, we have unsurpassed knowledge and years of practical experience. Hundreds of sites across the United States have been equipped with ballistic, fire, and blast-resistant systems fully customized and modularized by DuraBarrier USA. You can install our proven solutions easily and with minimal effort. This way, we can ensure compliance with standards while saving you money and time. Call us at 732-232-2100 to learn more about our modular, customizable, and configurable solutions. Or visit our website at to learn more about our solutions. Better yet, call our office at 9 Mount Lane Manasquan, New Jersey 08736, and we’ll address all your concerns.

Sinisi Solutions

75 Main St, Manasquan, NJ 08736